If a home loan will most likely be the largest expense in your life, why are you considering going into it blindfolded? Utilising the help of a professional mortgage broker can open your eyes to a range of different lenders and home loan products and ensure you take out the most suitable home loan available, saving you time, money and stress.
Pick Of The Bunch
Perhaps the largest advantage of choosing a mortgage broker over directly dealing with a lender is choice. While a lender will only have access to their own products, a mortgage broker will have access to a multitude of lenders and home loan products, extending your options and increasing your chance of saving money. A mortgage broker can search their database and see the latest deals from major banks through to smaller lenders, and can also receive exclusive deals unavailable elsewhere.
As well as offering abundant choice, a mortgage broker also boasts a high level of product knowledge. This knowledge is invaluable to ensuring you find the most appropriate product for your individual needs, especially if your personal requirements are their area of specialty. As you are likely to have questions throughout the home loan process, a mortgage broker can also provide education and increase your own confidence when making such a large financial commitment.
A mortgage broker will also reduce any associated stress during the home loan process, as they will be with you every step of the way. Doing the hard work for you, a mortgage broker will manage the entire process from the initial enquiry to the settlement of the home loan, completing all paperwork and liaising with all parties involved. Following your purchase, a mortgage broker will continue to follow up with your home loan and ensure it still suits your requirements well into the future.
To assess your options or make an appointment with one of our mortgage brokers in Melbourne, please don’t hesitate to contact us on 1300 PODIUM or firstname.lastname@example.org.